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Bike EMI and loan calculator

বাইক ইএমআই ও লোন ক্যালকুলেটর

Monthly instalment, total interest and the real cost of a bike loan or 0% card EMI, at the rate your bank quotes.

Months
How the bank charges interest

The loan offer says which one. A flat rate costs more than the same reducing rate.

Enter the bike price (or pick a bike) and enter the interest rate your bank or card quotes. For a 0% card EMI, enter 0.

How it's calculated

Loan amount = bike price − down payment. With a reducing balance rate, the instalment is the standard EMI formula: loan × r × (1 + r)n ÷ ((1 + r)n − 1), where r is the yearly rate ÷ 12 and n is the number of months.

With a flat rate, interest is charged on the full loan for the whole term: loan × rate × years, then split evenly over the months. A 0% card EMI simply divides the price by the months, but cards may add a processing fee, so enter it if your bank charges one.

We don't prefill an interest rate. Banks set their own rates and change them, so use the figure on your loan offer. BRTA registration is a separate payment, so check whether your loan covers it.

Sources

Questions · প্রশ্ন ও উত্তর

How is bike EMI calculated?

For a reducing-balance loan: loan × r × (1 + r)^n ÷ ((1 + r)^n − 1), with r = yearly rate ÷ 12 and n = months. Enter the price, down payment, months and your bank's rate above and the tool does it for you.

বাইক লোনের মাসিক কিস্তি কত হবে?

বাইকের দাম, ডাউন পেমেন্ট, কত মাস আর ব্যাংকের সুদের হার দিলেই উপরে মাসিক কিস্তি, মোট সুদ আর মোট খরচ দেখাবে।

0% EMI te ki kono extra khoroch ache?

There's no interest, but some cards charge a processing fee or have conditions. Enter the fee as a percentage to see the full cost, and read your card's EMI terms.

Is registration included in a bike loan?

Ask your bank: BRTA registration (ঙ band ৳9,291, চ band ৳11,764) is a separate payment. Pick a bike and we show it next to the loan.

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